The property market can be a stressful place. Our property solicitors in Dublin bring years of experience to both the residential and commercial property sectors so that your venture progresses smoothly. Whether you’re buying or selling, there are many hoops you need to go through, and as a veteran firm of property law solicitors, we have the knowledge required to ensure your journey onto the Irish property market is an exciting and enjoyable one.

Identify your needs

You probably already have a strong idea of the kind of property you’re looking for. If you’re a restaurateur, for example, you’ll need a commercial property with a certain number of counters and sinks as well as room for substantial refrigeration, and if you’re seeking a residential property, you’ll know how many bedrooms you want and whether it will be in a town or in the countryside. Whatever you have in mind so far, sit down and think about it a while longer. You’ll be surprised how many specific qualities you’ll need to keep in mind when you consider the bigger picture.

What direction is your property facing?

What is public transport in the area like?

Is there room to build an extension on the property in years to come?

The particulars you’ll have to consider are endless, but when you take the time to look them over, the power to find good property is entirely yours. As ever, our team of Dublin property solicitors are on hand to help you pin things down.

Examine your finances

The price of the property isn’t the only thing you need to consider when planning the purchase. You’ll also have to account for legal fees, the real estate agent, and numerous other costs that can add up if you aren’t prepared. Our property solicitors based in Dublin 8 are ready to advise you on what to expect and how much you might need to account for, but you can get a head start by taking stock of your current finances. How much are you earning and what outstanding debts do you have? And if you’re buying a piece of property with a partner, what kind of salary are they on? When budgeting for your new property, you also need to consider things like stamp duty and registration fees, as well as the valuation fee for the mortgage itself. It might seem like a lot to handle right now, but with our help it’s simply a case of tackling it one step at a time.

Be prepared

It shouldn’t come as a surprise that there’s a huge amount of legal work that needs to be covered before you finally own your new piece of property. Helping you understand what’s happening at every stage of the process is our job, so when you talk to us we can promise that you’ll never feel overwhelmed by the formalities ahead. Some things you should expect include dealing with the booking deposit and clarifying to the auctioneer that it doesn’t bind you to a contract and that you are free to withdraw from the purchase should you not get loan approval. Your title documents will need to be carefully checked to ensure everything is in order and your purchase contract will need to be examined to make sure that everything is fair and agreed upon. Then, once the sale is finally agreed, mortgage documents have to be stamped and deeds sent for registration before they’re forwarded to your lending organisation until your loan has been paid off.

At the end of the day, you want to get through all of this, and any other unforeseen circumstances, while experiencing as little stress as possible. That’s why the first thing you should do is get in contact with a team of property solicitors who can prepare for the work ahead. Our team are always available to talk, so get in touch today with the expert property solicitors in Dublin today.

Changing your mortgage provider?

Getting mortgage approval to enable you to purchase a home or investment property is usually peoples primary focus. Once your mortgage has been approved, the property has been purchased and life returns to normal, you may notice that you did not or were not able to avail of the best mortgage rate at the time of purchase. If you are now considering changing your mortgage provider or “remortgaging” you may want to read our Guide to Remortgaging.